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    Condo and Townhouse Insurance

    Insurance made effortless for owners of condo units and townhouses.

    Get a Free Online Quote

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    The Protection You Need for the Home You Love

    Even the most diligent condo owner is unable to plan for the unexpected.

    What does condo insurance cover? APOLLO’s Condo and Townhouse Insurance helps protect you and your home from the unexpected. Here are a few examples of how a condo policy can help financially cover you and your personal property.

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    Fire and Smoke Damage

    Where there’s smoke, there’s fire – and where there’s fire, there’s damage. To recover the losses, insurance helps look after you from spark to finish.

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    Water Damage

    Despite our best-laid plans, pipes burst, septic pumps fail, and bathtubs overflow. Insurance gives you the helping hand you need to cover any property damage and restore your space.

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    Additional Living Expenses

    This includes any costs of basic daily living and maintaining good health. They’re covered by insurance when you’re forced out of your space by the unexpected.

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    Crime and Vandalism

    Protect your valuables from theft or damage. Insurance typically covers break-ins or damage to your belongings, and compensates you to be able to either repurchase or repair your property.

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    Personal Liability

    There are countless scenarios that can end up hurting you financially like somebody falling down your stairs and suing you. Protect yourself from potential out-of-pocket costs by making sure you have the right liability insurance in place.

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    What Insurance Do I Need for a Condo or Townhouse?

    With so many different types of insurance coverage available, it can be hard to know what to look for. Here’s what you should consider when selecting your policy.

    Coverage Limits

    Your coverage limits are the maximum amounts your insurance company will cover due to lost or damaged belongings, personal liability, or additional living expenses.For example, APOLLO’s Condo and Townhouse Insurance offers:

    • Personal Property limits up to $150K

    • Additional Living Expenses limits up 200% of Personal Property Limits

    • Personal Liability coverage up to $2M

    The Deductible

    Your deductible is the amount you’re required to pay when you make a claim in order to activate the coverage in your policy.

    Scope of Policy

    Using the cost of your coverage limits and deductible, you can determine the approximate price of your policy. In most cases, the higher your coverage limit is, the higher you’ll pay monthly or annually to be insured. A few other factors that can affect the price of your policy include:

    • The location of your condo or townhouse

    • The type of building your unit is in

    • Your previous insurance history

    Get Insured in 3 Quick and Easy Steps

    Find – and receive – your condo owner’s insurance policy all online, in less than 15 minutes. It’s as quick and easy as one, two, three…

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    Find and select the coverage you need with a quick and easy unit owner insurance quote.

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    Choose a convenient payment plan that suits you best.

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    Get your policy documents delivered to your inbox instantly.

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    Effortless Condo and Townhouse Insurance

    APOLLO is making insurance effortless for condo and townhouse owners by delivering tailored coverage digitally.

    APOLLO’s Condo and Townhouse Insurance keeps you safe from experiencing large losses due to accidents or natural disasters.If you own your unit in Canada, this policy plays a vital role in protecting one of your most valuable assets against the unexpected, such as severe weather, theft, or liability claims. Whether you live in a studio apartment or a multi-level townhome, the right policy can help cover you financially and give you peace of mind.APOLLO is making Condo and Townhouse Insurance effortless, so you can focus on what’s important — enjoying your home.

    Get Covered Now

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    © 2024 APOLLO Insurance Solutions Ltd.

    111 Water Street, Unit 210, Vancouver, British Columbia, V6B 1A7

    APOLLO Insurance Agency Ltd. (o/a APOLLO Brokerage in the province of Ontario only) is a licensed retail brokerage, offering our clients with a comprehensive set of insurance solutions to meet their individual needs. APOLLO Insurance Agency Ltd. maintains necessary corporate licensing in provinces across Canada. Availability of products and service depends on licensing and product availability. The information that appears on this page is provided for information purposes only. Advertised products and prices are not guaranteed and vary based on insurance provider and/or insurance company's discretion and product availability.

    Transparency and Disclosure: APOLLO Insurance Agency's role is to provide you with exceptional service and the best insurance products that suit your needs. As a licensed retail brokerage, our compensation is based on a commission basis already built into your insurance premium and varies based on the product purchased through our platform. For a description of how APOLLO Insurance Agency is compensated and how this is calculated, please refer to our Compensation Disclosure document. For consumers in Ontario, please review the RIBO Conduct Fact Sheet and the RIBO Conduct Guidance document.